Question 1

What are your therapy rates?

Accepted Answer

Therapy session rates vary based on the services you’re seeking and are comparable to those of doctorate-level therapists in Minnesota. CURRENT RATESIndividual Therapy50 minutes  |  $23090 minutes  |  $380Couples/Relationship Therapy
50 minutes  |  $26090 minutes  |  $430A limited number of reduced rate appointments are available, based on household income, financial resources, and family size.Reduced rate sessions: Currently FULLWaiting list: OPEN — contact Dr. Kodet to be added.
Payment Methods: We accept all major credit cards, FSA and HSA cards, cash or check.A Good Faith Estimate (GFE) for services will be provided as required by The No Suprises Act.Using Out-of-Network Insurance Benefits:We have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Check your benefits: https://mentaya.co/checkbenefits/UdY6KQ63uwRbT9XmDPfoSign up for Mentaya to begin services: https://mentaya.co/inviteclient/UdY6KQ63uwRbT9XmDPfo

Question 2

What About Insurance?

Accepted Answer

For those with Lyra Health benefits, if you are eligible for Health Plan Integration, then Dr. Kodet is considered in-network with your health insurance plan as well. Check with your Benefits department connected with Lyra.​For all other insurance companies, Dr. Kodet is considered an "out-of-network provider."​We want to ensure that you have all the necessary information regarding your insurance coverage. Here’s how we can navigate the process:​1. Out-of-Network Benefits (OON):Counseling/Psychotherapy services generally qualify for out-of-network benefits. We have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. See if you qualify: https://mentaya.co/checkbenefits/UdY6KQ63uwRbT9XmDPfoSign up for Mentaya to begin services: https://mentaya.co/inviteclient/UdY6KQ63uwRbT9XmDPfo 2. Contact Your Insurance Company:Every insurance company varies in their policies. Before our first session, it’s crucial that you reach out to your insurance provider to determine if they accept out-of-network providers. Additionally, inquire about the reimbursement percentage for out-of-network services. 3. Payment Process:You’ll continue to pay for each session on the day of service. Upon payment, you will receive a "superbill" which is a receipt with all necessary information.This superbill can be submitted directly to your insurance company for reimbursement. 4. Checking Your Coverage:Verify your out-of-network coverage: Log in to your insurance company’s website. Call the number on the back of your insurance card. You might be able to get reimbursed for out-of-network therapy! Check here: mentaya.co/b/UdY6KQ63uwRbT9XmDPfo5. Reach Out to Us:If you have any questions during this process, don’t hesitate to contact us. We’re here to assist you and provide guidance on communicating with your insurance provider regarding your benefits and reimbursement.

Question 3

Are we ready for Couples Counseling?

Accepted Answer

Below are some things that you should consider when determining if couple's counseling is a good fit for the relationship.
Is everyone committed to starting therapy? In many cases, one partner is invested while the other member may feel forced to attend. This scenario doesn’t provide a stable foundation to start the process of working on your relationship.​
​Does everyone want to continue working on the relationship? In some cases, one partner has already decided that the relationship is over. When considering couples counseling/relationship therapy, it is important for everyone to be motivated to work on the relationship.

Question 4

Why is Emotionally Focused Therapy (EFT) especially helpful for couples?

Accepted Answer

Emotionally focused therapy (EFT) is a type of therapy that focuses on helping people develop more secure and intimate bonds with their loved ones, and it has an excellent track record. The culmination of research studies finds that 70-75% of couples move from distress to recovery and approximately 90% show significant improvements through EFT.

EFT was developed to help couples and individuals develop more secure and intimate bonds with each other. This can lead to greater trust and intimacy in relationships, which can help foster greater connection and commitment between partners. One of the key benefits of EFT is that it helps people understand and express their emotions and needs in relationship-enhancing ways.  Another benefit of EFT is that it can help improve communication in relationships.

Overall, EFT can be a valuable tool for anyone looking to improve their relationships and develop more secure and fulfilling connections with their loved ones.

Question 5

Good Faith Estimate

Accepted Answer

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are NOT enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

If applicable, make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises

Question 6

What Is Your Notice of Privacy Practices?

Accepted Answer

Centering Your Life Psychology PLLC
Jonathan Kodet, PhD, LP

NOTICE OF PRIVACY PRACTICES

This notice describes how psychological and medical information about you may be used and disclosed and how you can get access to this information. Please review it carefully.

Your privacy is important to me. I am required by federal and state law to take certain steps to protect your privacy and to tell you about these privacy practices. The type of health information that is protected by this document includes things such as: your name, address, date of birth, social security number, telephone number, and the specifics of your medical and psychological records (for example: diagnosis, treatment received, dates of service). I will take steps in all cases to disclose only the minimum and necessary information required. If I change these policies, I will notify you in writing, in person, or by mail. Unless I notify you of changes, I am required to follow these policies as described below.

Uses and Disclosures that Require Your Authorization

I may use your personal health information for the following purposes:

Treatment – This means that I may disclose information to another professional in the course of providing treatment to you. For example, I may consult with a physician, psychiatrist, or psychologist.

Payment – I may disclose information to an insurance company for reimbursement or to determine eligibility for services.

Health Care Operations – I may disclose information for audits, quality assurance, or other activities related to running my business (e.g., using a billing service).

Appointment reminders/information – I may contact you to provide reminders of appointments or to provide information about treatment alternatives or other services that may be of interest to you.

You may allow me to share information for purposes other than treatment, payment, and health care operations. For example, you could give me permission to talk with a family member about the work you are doing in counseling. In order for this to happen, you must sign a form called an “Authorization for the Release of Confidential Information.” If you change your mind after you have signed an authorization, you can cancel the release, unless there are reasons that prevent you from doing so. For example, a court or insurance company may require you to allow the release of information.

I will also obtain an authorization from you before using or disclosing the following protected health information (PHI):
· PHI in a way that is not described in this Notice.
· Psychotherapy notes
· PHI for marketing purposes

Uses and Disclosures Without Your Authorization

There are some circumstances when I may be required or allowed to release personal information without your permission. In these cases, I will make every attempt to release the minimum amount of information necessary. The following describes the some of the types of situations in which I may have to release information:

Child abuse: If I know or suspect that a child is being abused or neglected, or has been abused or neglected in the last three years, I am required to report this information to county child protection services and/or the police.

Abuse of vulnerable adult: If I know or suspect that a vulnerable adult is being abused, I must report this to adult protective services and/or the police.

Serious Threat to Health or Safety: If you make a specific and serious threat of physical harm to yourself or someone else, I am required to take steps to protect you and any other identifiable people. This may include contacting family members, law enforcement, and/or any identified potential victims.

Judicial and Administrative Proceedings: If you are involved in a court case, the records of our work together could be requested through a court order.

Substance Use by Pregnant Women: Use of controlled substances (cocaine, heroin,
methamphetamine, amphetamine, phencyclidine or their derivatives) by a woman who is pregnant.

Deceased Clients: The parents or spouse of a deceased client has the right to access the client’s file.

Health Oversight Activities: This includes audits, criminal investigations, or investigations by a professional licensing board. For example, the Minnesota Board of Psychology could subpoena records from me if they are investigating my practice.

Medical Emergency: I may use or share your personal information to help you in the case of a medical emergency.

Law Enforcement: I may share personal information with law enforcement if you commit a crime against my business or me.

When the use and disclosure without your consent or authorization is allowed under other sections of Section 164.512 of the confidentiality law. This includes certain narrowly-defined disclosures to law enforcement agencies, to a health oversight agency (such as HHS or a state department of health), to a coroner or medical examiner, for public health purposes relating to disease or FDA-regulated products, or
for specialized government functions such as fitness for military duties, eligibility for VA benefits, and national security and intelligence.

Your Rights

Access: You have the right to see and receive a copy of your health records. There are limited instances in which I may not grant your request. If this were to be the case, I would notify you of this in writing and give you information about your rights to request a review of my denial.

Amendment: You have the right to request that I amend (change) your health information as provided by federal law. These requests must be in writing. I am not required to agree to the requested amendment. If I agree to your request, I cannot physically remove the information; I can add an amendment to the file. If I do not agree to your request, you may have a statement in your file that states your disagreement with my records.

List of Disclosures: You have the right to a list of all disclosures that I make about your health information.

Receiving Confidential Communications: You have the right to receive confidential
information in alternative methods and/or locations. For example, you may request that I send information to an address other than your home address; or, you may request that I only call your cell phone and not your home/work phone.

Right to a copy of this Notice: You have the right to receive your own copy of this privacy notice.

Right to Restrict Disclosures When You Have Paid for Your Care Out-of-Pocket. You have
the right to restrict certain disclosures of PHI to a health plan when you pay out-of-pocket in full for my services.

Right to Be Notified if There is a Breach of Your Unsecured PHI. You have a right to be notified if: (a) there is a breach (a use or disclosure of your PHI in violation of the
HIPAA Privacy Rule) involving your PHI; (b) that PHI has not been encrypted to government standards; and (c) my risk assessment fails to determine that there is a low probability that your PHI has been compromised.

For more information/Complaints I am the compliance officer for my practice. I will respond to any questions or requests for information you have through my Contact form on my website at www.centeringyourlife.com. If you are concerned that I may have violated your confidentiality rights as outlined above, or if you would like more information about your rights, you may contact:

Office for Civil Rights
U.S. Department of Health & Human Services
233 N. Michigan Ave. - Suite 240
Chicago, IL 60601
(312) 886-2359; (312) 353-5693 (TDD)
(312) 886-1807 FAX

Effective Date
This notice is effective as of 1/17/2022

Question 7

Lyra Health Employee Assistance Program

Accepted Answer

Dr. Kodet is in network with Lyra Health Employee Assistance Program.  If you or a household family member work for one of the participating companies, you may have benefits through your employer that would fully cover a several individual or family/couples/relationship therapy sessions each year.

Often Lyra benefits will cover services for yourself, children, and spouses / domestic partners.  Feel free to contact us if you are wondering if your company has the Lyra Health as a benefit.

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